Even if it doesn't look like rain, you still need an umbrella.
Accidents happen, but your insurance will cover it, right? Not always. For example, what if you have an auto accident and are required to pay $700,000, but your insurance policy only covers $250,000? Without an umbrella, you'll be liable for the remaining $450,000.
Umbrella policies provide additional insurance that takes over when a claim uses up all of the homeowners or auto insurance. They can even cover some losses that home and auto insurance do not cover. They provide insurance amounts as low as $1,000,000 and may provide $5,000,000 or more. Umbrella polices are more affordable than you may think and work easily with your existing home and auto policies.
UMBRELLA